HOME CARE FUNDING OPTIONS

While most private home care expenses are paid for “out of pocket,” you may find additional resources, programs and/or information from a number of public and private sources. Feel free to contact us anytime for more details or assistance.

PRIVATE HEALTH INSURANCE/WORKERS COMP.

Don’t just assume you’re not covered. Not all policies are alike so check your coverage. In general, most commercial health insurers will only pay for hospice and some skilled home care services; however, some policies occasionally will cover non-skilled, personal home care services.

LONG-TERM CARE INSURANCE

Originally intended as protection from a lengthy and expensive nursing home stay, many long-term care insurers have expanded their coverage to include personal care, companionship and other home care services. Policy benefits can vary greatly plan to plan, so be sure to check your coverage.

REVERSE MORTGAGES

If your loved one has equity in their home, they may qualify for a reverse mortgage. A “reverse” mortgage allows you to turn your equity into cash and use it to pay for home care services.

WORKER’S COMPENSATION

If you require home care services because of a job-related injury, then you may be eligible to receive coverage through workers’ compensation.

VA AID AND ATTENDANCE BENEFIT

Some veterans and their surviving spouses may be entitled to home care benefits through the Veterans Administration’s specially designated Aid and Attendance pension benefit. Veterans must meet certain eligibility criteria, including time in military service, thresholds for income and liquid assets, and non-service related medical conditions. For more information or to apply online, visit www.vba.va.gov/VBA.

COMMUNITY ORGANIZATIONS

There are many publicly-funded agencies and organizations that administer or support service programs to provide the supplemental assistance that elderly and disabled residents need to stay independent at home. Organizations such as your community senior center, local Council on Aging office, Aging Service Access Points (ASAPs), and local chapters of the Alzheimer’s Association, the National Easter Seal Society, and the American Cancer Society.

Veteran’s Home Care Assistance

Senior Care Source, Inc.  appreciates your service to our country and feels privileged to serve you when you have home care needs. We can meet a veteran’s need for in home care, assistance with activities of daily living, medication management and household management. We also assist with understanding what types of veteran’s home care benefits may be available to help assist with your costs. Veterans Aid and Attendance Pension benefits may be available to help offset costs of private veteran’s home care for those needing help with activities of daily living.

Helpful Links for Veteran’s Home Care Benefits

Pinellas County provides a free service for all veterans that will help you determine what veteran’s home care benefits you may be eligible for as well as help you make the application for those benefits. They will provide you advice on how the VA system works. More veteran’s home care benefits information can be found on the websites below:
Pinellas County Veterans Services Office
United States Department of Veterans Affairs

There are two large veteran’s hospitals in Tampa Bay:
Bay Pines VA Healthcare System, St. Petersburg, Florida
Offers veteran’s home care services at a number of outpatient and community clinics throughout West Central Florida
James A. Haley Veterans Hospital, Tampa, Florida
Haley Veterans Hospital is the busiest of the four polytrauma centers in the nation.
We are happy to assist you in finding out more about private veteran’s home care benefits. Please call us today for more veteran’s home care benefits information.